A pearl necklace adds style to anything she wears. To own a pearl necklace is every woman's desire. Choosing a right pearl necklace depends on many factors including age, skin color and occasion. When buying pearl necklace it's a good idea to base your choice of color on skin tone. For a white cultured pearl necklace, there are two principal elements involved in evaluating color: body color and overtone. The "body color" refers to the basic color, i.e., white, cream, yellow. The "overtone" refers to the presence of a secondary color (its "tint"), usually a pinkish, greenish, silver or blue tint. When we speak of color in pearls, we are referring to the combination of the body color and overtone.

White-rose would mean white pearls with a rose-colored overtone (tint); normally white pearls with a blush of pink are rare and expensive. Creamier pearls are rare and more affordable. In white pearls, the rarest and costliest overtone is "pink" (rose); a green overtone is considered less desirable in white pearls, and its preference reduces value. In pearls that have a "fancy-color" or hue-a distinctive color clearly from the "white"/"off-white" category-there is an additional color element: tone. This refers to color intensity, and is graded from "Light" to "Dark." A dark yellow pearl, for example, will have a much richer color than a light yellow pearl; it is also much rarer, more desirable, and costlier.

The pearl "overtone" refers to the presence of a secondary color (its "tint"), usually a pinkish, greenish, silver or blue tint. There are no standard systems for describing or communicating color, so once again it is up to you to look at pearls carefully, developing your own eye to see differences in the body color, overtone and tone. In general, pink pearls look best on fairer skin tones, while yellow or golden pearls look best on darker skin tones. Choose a pearl necklace, which will match her lifestyle and personality.